
Estephany was very knowledgeable and great from beginning to end. She is very detailed and does her absolute best to find a solution. Highly recommend her for your next home purchase or refinance
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in providing a great client experience and offering the most competitive pricing. I have continued to be one of the most knowledgeable Mortgage Loan Originator in Southern California. During my 19 years of experience in the mortgage industry, I have shared my expertise to personally assist hundreds of families with responsible and affordable home financing. I have an extensive background assisting first time home buyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, investment borrowers and our local heroes: Police, Firefighters, Teachers and Medical workers.
Please contact me for answers to any of your home financing questions. I would be more than happy to offer my professional advice.
No two loans are alike. Learn more about our various loan options to see what fits your needs.
Most popular mortgage program. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
Pay-off your home fast and save thousands of dollars during the life of the loan. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days.
$0 down payment required, No monthly mortgage insurance, Low rates and easy approval. Quick approval and closing complete within 30 days.
5% and 10% down payment options. Low rates for fixed and adjustable terms. Quick approval and closing complete within 30 days.
Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.
Ideal if you plan to stay in your home for less than ten years. Enjoy a low interest rate and fixed monthly payments for a 5, 7, or 10-year period. Quick approval and closing complete within 30 days.