We were referred to Daniel at Encore by my brother because he had just bought a house recently. Wow exceeded our expectations he is first of all trustworthy , knowledgeable and very helpful into getting you into the right program to buy your dream home . Many lenders today have only limited options for your lending options. Daniel sure try’s very hard to make it happen. Highly recommended if your in the market to purchase a new home his the person to call and you won’t be disappointed. Thank Daniel for making my family and my brother’s family dream of our New Homes Come True . I’m going to be back to do more business with him in the future 👍🏼Thank you to all Encore staff and Dario our Realtor from Excellence Realty for going above and beyond to help us in this process.
A little About Me
Daniel Carrillo
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in providing a great client experience and offering the most competitive pricing. I have continued to be one of the most knowledgeable Mortgage Loan Originator in Southern California. During my 19 years of experience in the mortgage industry, I have shared my expertise to personally assist hundreds of families with responsible and affordable home financing. I have an extensive background assisting first time home buyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, investment borrowers and our local heroes: Police, Firefighters, Teachers and Medical workers.
Please contact me for answers to any of your home financing questions. I would be more than happy to offer my professional advice.
Meet the Team
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Mariam Neri
Operations Manager
Review Your Loan Options
No two loans are alike. Learn more about our various loan options to see what fits your needs.
30 Year Fixed
Most popular mortgage program. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
15 Year Fixed
Pay-off your home fast and save thousands of dollars during the life of the loan. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
FHA Loans
Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days.
VA Loans
$0 down payment required, No monthly mortgage insurance, Low rates and easy approval. Quick approval and closing complete within 30 days.
JUMBO Loans
5% and 10% down payment options. Low rates for fixed and adjustable terms. Quick approval and closing complete within 30 days.
Non QM
Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.
ARM Loans
Ideal if you plan to stay in your home for less than ten years. Enjoy a low interest rate and fixed monthly payments for a 5, 7, or 10-year period. Quick approval and closing complete within 30 days.
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