Gracias Encore Mortgage a Angelina Angeles
A little About Me
Louis Pacheco
I am committed to providing ideal financing options to homebuyers and homeowners. Whether purchasing your first home, investing in real estate, or refinancing a home, I will make certain to provide all options to help choose the best solution for your unique situation.
I have access to highly competitive pricing structures and state-of-the-art technology; I am second to none in my commitment to guiding you through the home buying or refinancing process. I offer a comprehensive list of loan programs including: Conventional, Jumbo, FHA/VA, First Time Homebuyer and more.
I have been in the mortgage business for what feels like forever, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist you and ensure a smooth process from origination through to closing.
Meet the Team
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Mariam Neri
Operations Manager -
Daniel Carrillo
CEO | NMLS#:380277
Review Your Loan Options
No two loans are alike. Learn more about our various loan options to see what fits your needs.
30 Year Fixed
Most popular mortgage program. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
15 Year Fixed
Pay-off your home fast and save thousands of dollars during the life of the loan. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
FHA Loans
Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days.
VA Loans
$0 down payment required, No monthly mortgage insurance, Low rates and easy approval. Quick approval and closing complete within 30 days.
JUMBO Loans
5% and 10% down payment options. Low rates for fixed and adjustable terms. Quick approval and closing complete within 30 days.
Non QM
Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.
ARM Loans
Ideal if you plan to stay in your home for less than ten years. Enjoy a low interest rate and fixed monthly payments for a 5, 7, or 10-year period. Quick approval and closing complete within 30 days.
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